Albert Risk Management Consultants offers independent and objective advice to clients on personal risk management matters.

We often find that our high net worth clients’ business and personal lives are so closely intertwined that they need to be evaluated in joint context. Our vast experience with diverse commercial risk portfolios and alternative risk solutions allows us to better serve the risk protection needs of significant personal estates. For example, we are not limited to recommending "personal" risk solutions: the commercial insurance marketplace may offer more comprehensive and cost-effective solutions for our high net worth clients. Additionally, since we do not sell insurance or derive income from insurance placements, we can also objectively embrace non-insurance risk treatment mechanisms.

Services we deliver to high net worth individuals include:

  • Personal risk assessment and review 
  • Development of asset protection strategies 
  • Insurance program design and review 
  • Contract review 
  • Directors and officers liability insurance review 
  • Broker/agent selection 
  • Competitive bidding 
  • General program maintenance 
  • Family office policy and program assessments 
We also work closely with high net worth individuals and/or their legal representatives or family office managers to determine their unique needs. Once individual needs and objectives are identified, we are better able to assess the existing insurance and risk management program and provide objective counsel.


Stuart T. Cowart
(781) 449-2866
Send an Email