Risk Management and Insurance Consultants | Albert Risk Management Consultants

72 River Park St., Needham, MA, 02494. USA
(781) 449-2866
contact@albertrisk.com

We are one of the nation's largest independent risk management and insurance consulting firms. We do not sell insurance. Let us be your objective guide to navigating risk.

Objective Advice

We are a trusted guide to navigating risk. We offer expertise from outside of the insurance supply chain...Read more

Improved Protection

Our clients feel we have raised material coverage issues that otherwise would have remained unaddressed, broadening coverage and avoiding coverage disputes after losses...Read more

Lower Cost of Risk

Our clients feel they earn better than market condition results while still improving or maintaining coverage...Read More

Excellent Service

When all you have to offer is service, it has to be exceptional or the firm will not survive long. This philosophy has been a mainstay of our corporate culture for more than 45 years...Read More

Publishing

Five Pitfalls in Managing Construction Contractors’ General Liability Insurance

The largest General Contractors generally have broad General Liability insurance coverage, likely because their size and risk management capabilities created the leverage with insurers needed for successful coverage negotiation. These contractors also tend to use larger national or global insurance brokers having personnel specializing in construction industry insurance and some “clout” with underwriters.

Claims Management Tools for a Hard Insurance Market

The insurance market is showing signs of hardening and that means carriers are tightening underwriting standards and increasing insurance premiums. Property owners and managers with poor loss experience, who are not proactively managing their claims practices, will suffer the financial impact of this market change on a greater basis than their peers.

Reservation of Rights Letters

A claim is made and you dutifully submit the particulars to your insurance company. In reply, your insurance company responds with a letter stating that they are reserving their rights to deny coverage. This is the insurer’s way of stating they are not sure the claim is covered and informing you of your options.

Full Library (Free with Registration)

In the Media

ACE Advisory explores the benefits of DC Water's OCIP

The successes of our longstanding client, DC Water, are highlighted in an ACE USA Advisory. ARMC is proud to have played a vital role in the initial feasibility analysis, and to have provided implementation support and independent oversight of the rolling owner controlled insurance program (ROCIP) which has helped DC Water achieve significantly improved safety, streamlined claims handling, millions of dollars in insurance cost savings for their rate payers, and broader participation by MBE, WBE, and LSDBE contractors due to availability of sound insurance protection.

ERM Lays Foundation for Regulatory Compliance

Business Insurance's article "ERM lays foundation for regulatory compliance" features commentary from Joe Underwood of Albert Risk. The article discusses the linkages between compliance strategies and enterprise risk management.

Taking Action: Optimizing Business Risk Response

Regions Bank's article "Optimizing Business Risk Response" features commentary from Joe Underwood of Albert Risk. The article discusses the concept of risk appetite and the different categories of risk response.

Speaking

2020 MISBO Facilities Conference

Lee Gaby will be speaking at the 2020 MISBO Facilities Conference in Atlanta, GA on Monday, January 27. He will be discussing effective assessments of risk to help close the gaps in safety as well as simplified risk mapping techniques.

Captives in Diocesan Risk Financing Programs

Jim Evans joined Frank Napolitano, Director of Risk Management and Insurance Services of the Archdiocese of New York at the 2019 Annual Diocesan Fiscal Managers Conference on October 1st. Their topic will discuss Captives in the Diocesan Risk Financial Program.

Insurance Fundamentals for Leasing Attorneys

We presented to the Boston Bar Association in Boston, MA on June 4, 2019 and addressed current issues that we are seeing in commercial and residential leases.

Reducing Catastrophic Risk for Student Health

Lee Gaby joined a panel at the NCAA Derek Sheely Conference at The Milken Institute School of Public Health on April 18th. The conference covered Reducing Catastrophic Risk for Student Athletes. Their topic discussed Best Practices for High School Football Health.

We are one of the nation's largest independent risk management and insurance consulting firms. We do not sell insurance. Let us be your objective guide to navigating risk.

Objective Advice

Objective Advice

Improved Protection

Improved Protection

Lower Cost of Risk

Lower Cost of Risk

Excellent Service

Excellent Service

Publishing

In the Media

Speaking

About Us

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