Daniel G. Tracy
Senior Consultant
72 River Park Street
2nd Floor
Needham, MA 02494
Tel: 781-449-2866
Fax: 781-449-5340

  • Management Liability
  • Retail
  • Public Sector


Dan is one of our leading consultants advising clients across all industry groups on management liability and insurance in both private and public companies, especially as management risks relating to pending mergers and acquisitions.


Dan has 40 years in the industry, 23 of which have been with the firm.  Prior to joining Albert Risk, Dan was a consultant with a nationally recognized consulting firm and  worked with many commercial and institutional clients.


  • M.B.A., Risk Management and Insurance, Florida State University
  • B.S., Risk Management and Insurance, Florida State University
  • Chartered Property Casualty Underwriter (CPCU)

Publishing and Speaking Activity

For the Risk Manager or Chief Financial Officer of publicly-traded companies, buying Directors & Officers Insurance has changed over the past five to ten years. Many new insurers have entered the D&O marketplace, policy forms and endorsements have gotten more generous, and the pricing has come down.
This is a trick question. Investigative costs that are a necessary part of defending an officer, director or the Company that has been sued, are generally insured under Directors and Officers (D&O) policies, subject of course to the insurer’s agreement that such costs are reasonable and necessary for a proper defense of covered allegations.  However, when you are referring to internal investigations or governmental or regulatory investigations that occur prior to any charges being levied—the answer is less clear, and sometimes “no”.